Ambank Loan Agreement

An improved commercial loan with links to a current account for greater interest savings. Combine your home loan with your current account to save more interest. The more funds you keep in your current account, the more you can save in your interest. This built-in account can be easily monitored with a monthly consolidated statement of account. The best thing to do is that you can access your money at any time via ATMs or a checkbook if necessary. Home-i is a semi-Flexi Islamic loan based on the Tawarruq concept. The profit rate of this Islamic mortgage is variable, which means that it is related to the fluctuation of AmBank Islamic`s basic interest rate, but it is limited to the maximum profit rate of 9.99%. To qualify for this home loan, your income would have to exceed at least three times the sum of your potential monthly payments. This loan is open to all Malaysians, permanent and foreign residents with valid work permits aged 18 and over. These terms and conditions are part of AmBank Digital Banking`s user agreement – Bill Payment (the « agreement ») between the bank and our consumer bank users. All the terms and conditions contained in the agreement apply to these terms and conditions of sale. The terms of your deposit contracts and the disclosure of your AmBank deposit accounts, as well as any other agreements you have with us, such as Z.B. Loans continue to apply.

In addition, our terms and conditions apply to mobile devices that you use via a mobile phone or other portable device. You understand that the service is different from the bill payment and that the provisions of the agreement, which apply exclusively to the bill payment, do not apply to the service. In the event of a conflict or inconsistency between these Terms and Conditions and the Agreement or any other agreement currently reached between you and us, these Terms and Conditions apply. The service is also subject to applicable law, including the Federal Electronic Fund Transfer Act. Subject to credit authorization and payment terms agreement, Islamic Bank can finance up to 90% of the value of your home. You can also opt for an additional 5% financing to power the MRTT. A simple and simple loan for commercial real estate with extra flexibility. In addition, you understand that you can request and receive funds through the service of a payment generated by another person.

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